Yes, self-employed individuals can apply if they meet basic eligibility criteria like valid KYC and a bank account.
Absolutely. Once approved, the amount is transferred directly to your account.
Yes, you can reapply after a short waiting period. Check your eligibility before reapplying.
Yes! The entire process is digital. No physical documents are required.
In most cases, yes. As long as you meet basic KYC and have a bank account, you're good to go.
Only if you miss repayments. Timely EMI payments can actually help improve your credit score.
Use the in-app eligibility checker to see if you qualify in just a few seconds.
Yes, you need to be at least 21 years old and not older than 60 at the time of application.
Yes, as long as your repayment history is good and your credit profile supports it.
Missing an EMI may attract a penalty and affect your credit score. It’s best to pay on time.
Usually within a few minutes. That’s how fast PayRupik works!
Contact our customer support via the app. They’ll help you resolve it ASAP.
Nope! You can close your loan early without any prepayment penalty.