Annual Percentage Rate (APR)

Talking about the Annual Percentage Rate (APR), it represents the annual cost of borrowing money, expressed as a percentage. It includes the interest rate and any additional fees associated with the loan, making it a more comprehensive measure than just the interest rate. APR helps borrowers compare different loans, as it provides a standard way to understand the total cost of a loan over a year. A lower APR means lower overall borrowing costs, which can lead to significant savings over the life of the loan.

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Annual Percentage Rate (APR)
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